Designed for those with little experience in the payments system, the Introduction to ACH Certificate provides a preliminary review of the ACH Network, including Standard Entry Class Codes, the ACH Rules and introductory courses in risk, exception process and government payments. To earn this certificate, nine (9) credits must be earned and an evaluation submitted for each course attended.

Designed for those with little experience in the payments system, the Introduction to ACH Certificate provides a preliminary review of the ACH Network, including Standard Entry Class Codes, the ACH Rules and introductory courses in risk, exception process and government payments. To earn this certificate, nine (9) credits must be earned and an evaluation submitted for each course attended.

Designed for personnel to gain exposure and knowledge of ACH compliance, this certificate provides insight into the complex aspects of the ACH Network, such as the importance of Risk Assessments, exception handling, reclamations, BSA and AML as it relates to ACH. To earn this certificate, ten (10) credits must be earned and an evaluation submitted for each course attended.

Why Complete a NEACH ACH Certificate?

1. Gain a comprehensive overview of ACH Rules, regulations and processes; 
2. Strengthen skills to effectively handle payments risk with a deeper understanding of the ACH Network;
3. Prepare for NACHA certification as an Accredited ACH Professional (AAP) and Accredited Payments Risk  Professional (APRP)
4. Demonstrate to employers higher level of payments expertise.

Designed for personnel to expand their knowledge on Risk Management topics in the ACH Network, this certificate provides training on Originator on-boarding, audits, fraud mitigation and the importance of exposure limits. To earn this certificate, ten (10) credits must be earned and an evaluation submitted for each course attended.

Why Complete a NEACH ACH Certificate?

1. Gain a comprehensive overview of ACH Rules, regulations and processes; 
2. Strengthen skills to effectively handle payments risk with a deeper understanding of the ACH Network;
3. Prepare for NACHA certification as an Accredited ACH Professional (AAP) and Accredited Payments Risk Professional (APRP); 
4. Demonstrate to employers higher level of payments expertise.

This tool can be used to evaluate your level of expertise of the ACH and related payment systems, and to identify those areas that may require additional development. ACHPro was designed to make learning fun.

Why You Should Purchase ACHPro?
Updated annually to reflect the latest changes in the ACH Network, the program is valuable for ACH professionals, EFT professionals, and new employees alike. Challenge yourself and test your knowledge using ACHPro's game and scorekeeping features or use it to train others new to the ACH.

ACHPro Challenges your knowledge in two ways: Game Mode & Test Mode

ACHPro Game Mode is a fun, interactive program, which tests your skills in six competency areas:
     • Payment Systems
     • Marketing ACH
     • Risk and the ACH
     • ACH Rules and Regulations
     • ACH Processing
     • ACH Technical Requirements

Organized around the game board, you can play the practice game - winning game money and getting coached along the way with feedback to your answers.

In the ACHPro Test Mode timed test, you will complete all the questions and receive a score rating your performance in each category. The test is all multiple-choice, and you will complete a ""blacken the dot"" form as you answer questions, just like in a real standardized test situation.

So whether you are looking to brush up on your payment systems skills or start a foundation which you can build upon, ACHPro is an essential tool for your professional development. 

CheckPro™ has been specifically designed to help you master the changing check landscape and related payment systems. Covering 4 essential knowledge areas: Fraud and Risk, Operations, Products and Rules, Laws, and Regulations, CheckPro™ contains all the extra practice and information you need to be a successful Check Professional.

Through the certification process, National Check Professionals (NCPs) will demonstrate a working knowledge of every significant aspect of the new check payment system including products and operations, relevant rules and laws that govern checks, industry standards and fraud and risk mitigation considerations. Additionally, NCPs will explore those characteristics of check payments that make checks unique among payments and that continue to provide lasting value for tens of billions of payments each year valued at tens of trillions of dollars.

This dual training program, consists of a self-paced, on-demand series that will help reinforce what you've already studied in preparing for the NCPC exam, as well as a live, instructor-led workshop which will cover sections of the exam thoroughly.

The National Check Payments Certification (NCPC) Program is intended, in part, to recognize an elevated level of payments acumen among payment professionals. Through the certification process, National Check Professionals (NCPs) will demonstrate a working knowledge of every significant aspect of the new check payment system including products and operations, relevant rules and laws that govern checks, industry standards and fraud and risk mitigation considerations. Additionally, NCPs will explore those characteristics of check payments that make checks unique among payments and that continue to provide lasting value for tens of billions of payments each year valued at tens of trillions of dollars.

The National Check Payments Certification (NCPC) Program is intended, in part, to recognize an elevated level of payments acumen among payment professionals. Through the certification process, National Check Professionals (NCPs) will demonstrate a working knowledge of every significant aspect of the new check payment system including products and operations, relevant rules and laws that govern checks, industry standards and fraud and risk mitigation considerations. Additionally, NCPs will explore those characteristics of check payments that make checks unique among payments and that continue to provide lasting value for tens of billions of payments each year valued at tens of trillions of dollars.

This on-demand series will help reinforce what you've already studied in preparing for the NCPC exam. Each session will cover sections of the exam thoroughly. NEACH's NCPC Training Program is only available as a complete training program and is not available for single session purchase.

Why Should I Become Certified?
A National Check Professional (NCP®) designation recognizes professionals who have successfully proven a certain level of understanding of the current check payments landscape. This sets you apart by:
• Recognizing your knowledge and comprehension of check payments
• Recognizing you as a leader in your field
• Strengthening your professional credibility
• Demonstrating your commitment to customer service
• Demonstrating your commitment to stay on the leading edge of industry trends and topics of interest
• Positioning you for professional advancement

Why Should I Have My Employees Certified?
The National Check Payments Certification program enhances the credibility of your team and gives you a competitive advantage in a constantly changing and challenging environment with:
• Improved customer service
• Improved audit performance
• Enhanced understanding of industry products, trends, and practices
• Increased understanding of how and why check payments continue to provide value for your customers
• Increased industry leaders
• An industry-recognized opportunity for employee professional development and advancement

As the payments landscape continues to evolve, rules and regulations are always trying to play catch up.  It is almost impossible for one person to stay current with all the changes and technologies that are available in the payments industry.  The Federal Reserve Bank is getting closer to launching their FedNow payment channel and volumes in the RTP Network is increasing day by day.  While some of us are still trying to fully understand the Limited Liability Rule under the Nacha Operating Rules, Nacha is slowing down, there are a potential 9 new Rules that are being balloted and expected to all pass that will be effective in 2022.  Fortunately, NEACH is in a position where they are in the forefront of many of these changes and are in the room when the changes are being discussed.  Throughout the previous year, staff at NEACH have been compiling what is to come and what they hear may be coming to the payments industry.  With the knowledge of why the changes are occurring and when to expect the changes the NEACH staff can present the Industry Update in a manner that anyone can understand.  In this session, the speaker will recap the changes that occurred in 2021 and then shift to the 2022 landscape. Some of the topics that will be covered are, FedNow progress update, Nacha Rules changes, changes to BSA/AML and 31 CFR Part 210.

During this interactive, fast-paced session, attendees will:
1. Examine changes to Rules and Regulations that effect their organization.
2. Recognize where the payments industry is and progress being made with FedNow®.
3. Identify what internal policies or procedures may need to be updated based on the changes in the industry.
4. Create an Action Items list to summarize points for internal staff discussions.

In recent years, we saw an increase of data breaches targeting consumer information. Fortune 500 companies to the smallest businesses came under waves of cyberattacks compromising PII. Even consumers were directly targeted with phishing attacks and sophisticated social engineering schemes. With the abundance of stolen personal date on cybercriminal forums, we anticipate another year of challenges for RDFIs. 

The tax refund season brings new challenges for institutions every year. While there is no way to anticipate every potential fraudulent return, this session, using actual case studies, helps attendees prepare for handling suspect returns, and answers questions like:
• What are the indicators of possible tax refund fraud? 
• When do suspect returns qualify as suspicious activity under AML?
• If we identify multiple, suspect returns on an account, how do we handle the entries?
• If we suspect tax refund fraud, does the institution have any liability?
• Are there compliance requirements related to tax refund fraud?

In this session attendees will:
• Analyze current trends of refund fraud.
• Discuss when an RDFI has liability or exposure to loss.
• Record sound business practices to increase detection capabilities internally.
• Document appropriate responses to identified fraud including, required actions under AML.